Vision

To be the leading, sustainable Microfinance provider, helping clients to succeed in their businesses by providing suitable financial services to contribute to the development of Cambodia. Vision

Mission

HKL is committed to long-term social and financial sustainability and improving the income of its clients. HKL provides loans, savings, and other inclusive financial services countrywide, in particular to women and low income families in rural areas.
Mission

Products & Services

Loan Products
Hattha Kaksekar Limited provides the customers with loans of suitable amounts and interest rates as well as terms appropriate to their businesses relying on the negotiation between the institution and the customers. In general, loans are delivered to rural and urban people for any legal business purposes. 

Savings Product

It is crucial that you make a deposit at HKL for your available funds as it is one of the best ways that helps you to maximize the return on your savings as well as assures the safety for your deposited-funds. This account permits you access your money at any time you like.

Local Money Transfer Product:

At Hattha Kaksekar Limited, we provide the customers with a local money transfer service which is the right solution, through which the customers can easily transfer money to family members, relatives, business partners and other recipients regardless of the distance. This service is provided to customers with reliability, safety and speed.  Money Tranfer

My ATM Service

The ultramodern nationwide ATM network is unique in Cambodia. With this modern ATM service, the customer can perform both cash & non-cash transactions such as cash deposit, cash withdrawal, fund transfer, remittance, currency exchange, mobile top up, balance inquiry, mini-statement, account maintenance, account opening, etc.